Home Insurance to protect you and your assets
Home Insurance covers your property in case of fire, theft, bad weather, and accidents. The level of coverage for homeowners insurance can depend on many factors including type of construction, age, deductibles and more.
- Damage to House or Other Structures
- Destruction of Personal Property
- Living Expenses in the Event of Disaster
- Personal Liability
- Medical Expense
- Flood Insurance
Types of Home Insurance Coverage
We can help your determine out how much coverage you need, comparing policies, and understanding all the terms of your policy.
Our agents are specialists in finding the right homeowners coverage for your needs and budget.
Basic
Protects your home and its contents from 11 basic perils including fire or lightning, hail or windstorm and damage or loss caused by theft or vandalism.
Broad
protects your home from the basic 11 perils plus six more. Additional perils include weight of snow or ice, building collapse and exclusions such as earthquake and flood.
Optional coverage can be added to your policy
- Replacement cost for contents (valuables and collections)
- Sewer backup
- Screened pool cage coverage
- Animal liability
- Sinkhole coverage
Statistics show that it can take as little as 5 seconds for a devastating event to occur causing significant damage to your home. Don’t become a statistic.