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Home Insurance

Protect Home with the right Homeowners Insurance

Home insurance protects against disasters and unforeseen events. A standard insurance policy insures the structure and the property you care for. Homeowners insurance is purchased as a package insurance plan. Your loan or financial institution will require insurance coverage.

Home Insurance may provide coverage for many situations including:

Damage or replacement due to fire or natural disasters
Windstorm or hail
Water Damage (pipes, leaky roofs, floods)
Fire and smoke
Liability protection from suits due to injury to a guest in your home
Reimbursement for losses or repairs due to theft or vandalism

Start Saving on your Home Insurance

Home Insurance Discounts that can help you save:

Bundled (combined) Home and Car Insurance
Bundled (combined) Renters and Car Insurance
Safety devices and Alarm Systems
New Purchase or New home construction
Loyalty discounts

Talk to one of our agents to see how you can save on your homeowners insurance.

Protect your Home from disasters and unforeseen events

Homeowners insurance provides vital protection against disasters and unforeseen events that can damage or destroy a home. It typically covers losses from fire, windstorms, hail, lightning, theft, and certain types of water damage. Policies also include liability coverage in case someone is injured on the property.
In addition to covering structural damage, homeowners insurance can also help replace personal belongings lost due to a covered event. Many policies also provide for temporary living expenses if the home becomes uninhabitable, ensuring families have a safe place to stay during repairs.

Whether you’re looking for home insurance in Greenville, or the greater Greenville County area, we can help you find affordable coverage.

Home Insurance in South Carolina

Homeowners in South Carolina have access to various insurance policies tailored to different needs. The most common is the HO-3 Special Form Policy, offering broad protection for the dwelling against all perils except those explicitly excluded, while personal belongings are covered against specific named perils.
It’s important to note that standard homeowners insurance policies typically do not cover damages from floods or earthquakes; therefore, residents may need to purchase separate policies or endorsements for these specific risks.
South Carolina Guide to Homeowners Insurance